Insuring families in Indiana and Kentucky
for more than 100 years.
As an Independent Insurance Agency we work with many insurance providers.
This ensures our clients receive a broader selection of policies and pricing.
Visit our office on the square in Salem, Indiana.
Insuring businesses in Indiana and Kentucky
for more than 100 years.
As an Independent Insurance Agency we work with many insurance providers.
This ensures our clients receive a broader selection of policies and pricing.
Visit our office on the square in Paoli, Indiana.
We provide you with the best possible coverage options for your unique needs.
For more than a century, our clients have turned to us for trusted insurance expertise to protect what matters most to them. That’s why we begin every client relationship with a comprehensive risk assessment where we take an honest look at your current coverage and risk factors. We’ll take the time to listen to your personal concerns and goals before we provide a tailored recommendation that protects what’s important to you. We want to continue earning your trust for the next hundred years, too.
We bring the same level of wholehearted commitment to the insurance services we offer to our clients in Indiana & Kentucky, including Washington, Jackson, Orange, Monroe and Scott Counties.
PERSONAL LINES INSURANCE
Any coverage purchased by an individual or family to protect themselves is known as personal lines insurance.
Homeowners Insurance
Home insurance is a package policy, which means that it covers damage to your property after a covered loss and your liability or legal responsibility for any injuries and property damage you or members of your family cause to other people.
Auto Insurance
Having the right auto insurance policy can help protect you financially if you are involved in an accident or your vehicle is damaged.
Life Insurance
Life insurance can help provide financial security for you or your loved ones by replacing lost income and covering various expenses after your death or when the policy’s term is up.
Boat, Motorcycle & RV
Boat, motorcycle, and RV insurance provide coverage for damage, theft, and liability issues specific to these recreational vehicles. It's similar to car insurance but tailored to the unique features and risks of each type of vehicle.
Renters & Condo Insurance
Renters insurance primarily covers your personal belongings, liability for injuries or damage you cause to others or their property, and additional living expenses if you need to temporarily relocate due to a covered incident.
Umbrella Coverage
Having an umbrella insurance policy can help protect you from liability claims or lawsuits that exceed the limits of your current policies.
COMMERCIAL INSURANCE COVERAGES
Business insurance, also called commercial business insurance or commercial insurance, is insurance coverage designed to cover a business, including its employees and ownership. There are a wide variety of different types of business insurance available.
Commercial Auto Insurance
Commercial auto insurance is a type of business insurance that covers vehicles used for business purposes, providing protection against financial losses in case of accidents, damages, or other covered incidents.
Commercial Property Insurance
Commercial property insurance protects businesses from financial loss due to damage or destruction of their physical assets and potential loss of income.
Directors & Officers Liability
Directors and Officers (D&O) liability insurance protects the personal assets of corporate directors and officers from lawsuits related to alleged wrongful acts or decisions made while managing a company.
Errors & Omissions Insurance
Errors and Omissions (E&O) insurance, also known as professional liability insurance, protects businesses from lawsuits alleging mistakes or omissions in their professional services.
Farm Insurance
Farm insurance is a broad type of insurance designed to protect farms and ranches from various risks, including property damage, liability claims, and business interruptions.
General Liability
General liability insurance, also known as commercial general liability (CGL) insurance, protects businesses from financial losses caused by bodily injuries, property damage, and other liabilities arising from their operations.
Workers' Compensation
Workers' compensation insurance is a system where employers provide benefits to employees who are injured or become ill as a result of their job.
Group Health Insurance
Group health insurance is provided as part of an employee benefits package and is a common way for people to access healthcare.
Group Disability Insurance
Group disability insurance is a type of income replacement insurance that's typically offered by employers or through other group memberships.
Group Life Insurance
Group life insurance is a type of term life insurance offered by employers to cover their employees. It provides a death benefit to the designated beneficiary if the insured individual dies while covered by the policy.
Voluntary Benefits
Voluntary benefits are important because they offer flexibility and choice, allowing employees to tailor their compensation package to meet personal needs.
Customized Plans
Contact us to discuss a customized plan for your business insurance needs.
Life changes—and so should your insurance.
An Annual Insurance Coverage Review ensures your protection keeps pace with your needs. Whether it's a new home, a growing family, or changes in your business, we're here to help you stay covered with confidence. Schedule your complimentary review today and keep your peace of mind fully insured.
BUSINESS CHANGES
Running a small business requires flexibility to changes in the market and changes in staff benefits and business asset coverages.
CHANGES TO YOUR HOME OR VEHICLES
Keep your coverages current with an annual review of current plan coverages for your home and autos.
LIFE CHANGES
Providing for your family requires taking the time to ensure your insurance coverage minimizes risk in case of a problem.
CLIENT TESTIMONIALS
As an independent agent we can offer you a wide array of policies from different insurers, providing you more flexibility and choice in your insurance decisions.
